UK Reward Card and Loyalty Schemes

Details of UK rewards and loyalty card schemes. Staying loyal to a certain shop, service or credit card gives benefits such as cashback, free vouchers, money off, gifts or airmiles.
Take a look at the schemes currently on offer in the UK:

Scheme	Value	Details
Nectar	1pt=£0.005	Launched: 16th Sept 2002 Earn: Sainsbury's (2pts per £1), BP (1pt per litre), Nectar Credit Card, London Energy, Threshers, and others. Redeem: 500pts=£2.50 at Sainsburys and Argos. Can also be redeemed at TGI, McDonalds, Odeon, Blockbuster , DFDS, Euro Tunnel, BMI and Virgin Atlantic, amongst others. See our dedicated Nectar page, or talk about Nectar in our Nectar forum Details: www.nectar.com
WH Smiths Clubcard	1pt=£0.002	Earn: 10pt for every £1 spent (minimum purchase £1) Redeem: 500pts=£1.00 - Points can be redeemed at any time on purchases at WH Smiths. Balance: Instore, or by contact details below. Not available online. Details: www.whsmith.co.uk. Apply online, or fill in an in-store application form Contact: 0870 4446444 or clubcard@whsmith.co.uk
Homebase Spend and Save	1pt=£0.01	Scheme closed as of May 2009 - Homebase are now part of Nectar. Details: www.homebase.co.uk Got a question on Spend and Save, call: 0845 077 8888 or 0870-900 8098
GAME	1pt=£0.0025	What: High Street Computer Games (Was Electronics Boutique) Earn: 10pts per £1. Redeem: 1000pts = £2.50 Balance: Can check online. Offers: Double points on pre-orders, and more. See Game's website Details: www.game.uk.com Contact: customerservices@game.uk.com or 0870 750 2743
Boots Advantage Card	1pt=1p	Earn: 4pts per £1 spent instore or online at boots.com - also point for your old phone Redeem: 1pt = 1p instore Balance: Available at Advantage Point machines in Boots stores, plus on Boots receipts. Balance not available online Details: For details, or to apply for a card online, check out the "Advantage" section at www.boots.com/
Tescos Clubcard	TBA	Earn: Points when you shop at Tesco and Allders. You can also earn clubcard points at Beefeater, H Samuel, and Powergen Redeem: Vouchers mailed quarterly once balance exceeds 150pts. You can also convert your points to Airmiles. Balance: Available online Details: www.tesco.co.uk Contact: 0800 59 16 88
American Express	Varies	What: Points on all card transactions - Two schemes: Membership Rewards Essentials and Classic, but is not available with American Express Blue Cards, American Express British Airways Cards, some American Express Corporate Cards, and some American Express Credit Cards. American Express Blue offers 1% cashback on purchases. Earn: Get 1 point for every £1 charged to card (Classic), or 1 point for every £2 charged (Essentials). Cashback on Amex Blue Redeem: Rewards start from 500 points, and include flights and hotels. Details: www.americanexpress.com/uk Contact: 01273 863 863
BT Credit Card	Up to 1p off per £1.50	Earn: Up money off your BT home phone or BT Total Broadband bill. Redeem: Card is tied to your BT account, and your bill is reduced when you use the card. See our dedicated BT Credit Card page, or go to www.bt.com/creditcard
Staples Business Rewards	Varies	Staples - for all your business needs. Staples offer their Business Rewards Scheme in store (not online at staples.co.uk, sadly). Spend £100 a quarter, earn 2% back. 2% of spend goes towards your end-of-quarter rewards. You also get 20% back at Staples Copy & Print centres. Contact: 0800 496 0648 Details: www.staplesrewards.co.uk
MBNA Reward Credit Card	Varies	Earn: 1 point for each pound you spend when using this credit card. Redeem: Flights, hotels, car hire, entertainment products, vouchers (Debenhams, WH Smiths, Halfords, John Lewis, Boots), or cash More on our MBNA Rewards Card page. To apply, go to wwwa.mbna.co.uk/apply/UKCCapp.
Sainsburys Reward Card	N/a	Replaced by Nectar on 16 November 2002 Contact: 0800-092 1000
Barclaycard Rewards	n/a	Barclaycard Rewards closed on 28 February 2003, to be replaced by Nectar, although in August 2005, Barclaycard ceased their affiliation with Nectar.
BP Premierpoints	n/a	Scheme closed in 2002. Customers can now earn points on the Nectar Scheme.
Argos Premierpoints	N/a	Premierpoints stopped being issued from 29th July 2005, and could be redeemed up until 20th January 2006 Contact: 0845-120 4350

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Other reward schemes

Scheme	Value	Details
Greasy Palm	Cashback up to 37%	Cashback by cheque when you shop with associated retailers. Summary: Shop online? How does the idea of getting cashback up to 37% sound? Take a look at GreasyPalm - their scheme offers cashback when you shop online, discount vouchers, payout in cash, not vouchers, and £2.50 to get started. Free to join, so there's nothing to lose! Details: www.greasypalm.co.uk
MutualPoints	1pt=£0.0066	Earn MutualPoints by visiting site partners, clicking on links in selected email messages from MutualPoints (optional), shopping with big names via their site, or by introducing friends. This scheme represents the merger between the old MyPoints and The Mutual schemes. Offer: Get a MutualPoints credit card. Opening an account adds 600pts to your balance, and you get 5pts for every £10 you spend. Redeem: Vouchers for Sainsburys, Marks & Spencer, Argos, and Dixons. Example: 750pts=£5 Dixons voucher Details: www.mutualpoints.co.uk
Maximiles	Varies	Formerly known as ipoints, earn reward points by visiting site partners, shopping with big names via the maximiles site, or by completing questionnaires. Redeem: Check how many maximiles points you have, and pick products such as DVDs, electrical equipment, books, gifts, and vouchers from selected outlets Details: www.maximiles.co.uk

See our Moneysaving tips section for other handy ideas.

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